Why one-time instead of a subscription
Most budgeting apps charge monthly mainly to fund continuous bank-syncing infrastructure. Khata never connects to your bank — you enter transactions yourself — so there's no ongoing cost to pass on to you. A single purchase covers it.
How you get access
After you message us on WhatsApp and send payment, we manually confirm it and send you an access code by WhatsApp. Enter that code on the dashboard to unlock your ledger.
What if I lose my access code?
Message us on WhatsApp with your payment details and we'll resend it. Your data itself lives in your browser's local storage, separately from the code.