Khata is a simple budgeting ledger with a real choice built in: track your money the standard way, or switch to Islamic mode for Zakat calculation and no-interest principles built into the same budget.
Most budgeting apps charge a subscription mainly to fund constant bank-syncing infrastructure. Khata skips that entirely — you enter transactions yourself, which keeps it free, keeps your data private, and keeps you actually paying attention to where your money goes.
Your financial data never leaves Khata's database via a third-party sync service. You're in control of every entry.
Every rupee gets assigned a job — rent, savings, Zakat, whatever matters to you — instead of vaguely "left over."
Switching modes changes what the app actually calculates — Zakat on savings above Nisab — not just the color scheme.
Khata's calculator lets you pick either standard — silver usually means more people qualify to give.
An illustrative starting split for a zero-based budget — your categories will look different, and that's the point.
Rent, food, savings, Zakat if you use Islamic mode — whatever fits your life.
Takes seconds. No bank permissions, no waiting for a sync to finish.
A running total, category by category, plus your Zakat estimate if Islamic mode is on.
The real ledger you'll unlock, with sample numbers filled in.
Khata just launched.
This section fills up with real feedback as people use it — nothing invented here.
Free trial — 15 transactions, no card needed. Upgrade any time.
Try it free →